Work with your healthcare team
This evolution supports long-term partnerships, allowing agents to guide clients from more traditional risk transfer agreements into increasingly sophisticated risk financing strategies over time. Hollis said
If a doctor signed off on it, youve got a green light to mitigate most associated expenses through your HSA or FSA
This week, the White House announced a deal with Eli Lilly and Novo Nordisk to lower the cost of their GLP-1 weight loss drugs, Wegovy and Zepbound

Seek urgent medical attention (contact 999 or attend A&E) if you experience: Profuse sweating accompanied by severe chest pain, chest tightness, or pain radiating to the jaw or arm , which may indicate a cardiac event Sweating with severe abdominal pain , particularly if persistent or worsening, as this could signal pancreatitisa rare but serious complication of GLP-1 medications Confusion, loss of consciousness, or inability to swallow alongside sweating, suggesting severe hypoglycaemia Signs of severe dehydration including reduced urine output, extreme thirst, dizziness, or rapid heartbeat Severe allergic reaction with swelling of the face/tongue, difficulty breathing, or widespread rash Upper right abdominal pain with fever or yellowing of the skin/eyes, which could indicate gallbladder problems (a known risk with GLP-1 medications) Contact your GP or diabetes specialist nurse within 2448 hours if you notice: Frequent episodes of sweating accompanied by trembling, hunger, or palpitations, which may indicate recurrent hypoglycaemia requiring medication adjustment Night sweats that are new, persistent, or drenching, as these warrant investigation for other underlying conditions Sweating associated with persistent nausea, vomiting, or inability to tolerate food or fluids , which may require dose adjustment or additional support Unexplained fever with sweating, which could indicate infection Any sweating pattern that significantly impacts your quality of life or daily activities If you're unsure about the urgency of your symptoms, NHS 111 can provide guidance

Patients with diabetes should get regular eye exams, regardless of whether they are taking a GLP-1, but taking the medication may be one more reason to schedule an exam